It’s not about us

It’s about helping you say yes

Yes to the things that will make your life easier, more fulfilled, and more fun. The interview outfit. The trip of a lifetime. The new mattress for a good night’s sleep.

Yes isn’t always easy

When you’re trying to save for the future or meet financial goals, it can seem smarter to put off those bigger purchases. But sometimes, waiting can mean months, or years…or never.

Credit cards were supposed to help

As many of us learned the hard way, late fees, compounding interest, and penalties make it way too easy to spiral into debt—this is how credit card companies make money.

Affirm is a better way to buy

One specifically designed to help you say yes to the things you want while keeping you out of unhealthy debt.

Transparent

We tell you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

We won’t charge you late fees or penalties of any kind, ever.

Because life could use a little more yes

So you can take that trip, or set up that new mattress, or ace that interview, and feel really great about your purchase—all while staying true to your financially responsible self.

Leadership

We’re here to improve lives. If that means more work for us, or that we make less money, we will always take the more difficult path in favor of treating people better.

Max Levchin

Founder & CEO